There are no direct fees to open or use a Help to Buy ISA, but commonly your solicitor will often charge a small additional administrative fee (usually around £50 to £100 plus VAT) to process the paperwork required to claim the bonus and request the bonus. The bonus itself cannot be used for the initial property exchange deposit, only the final completion so you will still need to find deposit funds usually amounting to 10% of the purchase price (although the savings in the ISA can be used towards this).
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