Home / FAQs / If purchasing with a partner who has previously owned a home, can I still use my Help to Buy ISA as a first time buyer?

If purchasing with a partner who has previously owned a home, can I still use my Help to Buy ISA as a first time buyer?

Fri 1st May 2026

Yes, you can still use your Help to Buy ISA to get the bonus, even if your partner has previously owned a home. The Help to Buy ISA eligibility is based on an individual basis, not as a couple, provided you have never owned a property anywhere in the world. Note that while you can use your ISA and claim the bonus, you will likely not qualify for first-time buyer stamp duty relief because your partner has owned a home before, unless you purchase in your sole name.

Search FAQs

Hunt & Coombs received Investors in the Environment Green accreditation again

Hunt & Coombs LLP is a Limited Liability Partnership registered in England and Wales, Registration no. OC320243, VAT no. 120013160. Hunt & Coombs LLP is authorised and regulated by the Solicitors Regulation Authority with Registration no. 443035. A list of members is available at Westpoint, Lynch Wood, Peterborough, PE2 6FZ.

Our indemnity insurer: HDI Global Specialty SE of 20 Gracechurch Street, London EC3V 0BG (Lead insurer), American International Group UK Limited & Starr International (Europe) Limited.

Site by Tela.

Peterborough	01733 882800
Oundle	01832 273506
Huntingdon	01480 411224

If purchasing with a partner who has previously owned a home, can I still use my Help to Buy ISA as a first time buyer?

Categories

Search FAQs

Search