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Should I try and recover debt informally first before involving a solicitor?

Tue 17th Feb 2026
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There is usually nothing wrong in either party trying to engage in informal discussions prior to the instruction of legal representatives. That being said, seeking legal advice as early as possible is a sensible step to ensure that you fully understand what you are legally entitled to under the terms of any agreement (verbal or written) against which payment is being sought. In addition, a solicitor demand often encourage payment of the debt.

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