Debt Recovery

We offer a fixed price service for debt recovery claims. These costs only apply where your claim is in relation to an unpaid invoice or invoices which are not disputed. Our fixed fees are divided into 3 categories:

1. Send a letter before action

This includes taking instructions, opening a file, sending you a letter of advice, preparing the letter before action, receiving any response and seeking further instructions from you.

Our legal fees are: £350.00 + VAT

2. Issue a claim form

For Small Claims Track claims (value less than £10,000) – following receipt of your instructions to proceed, preparing the claim form (to include particulars of claim; interest calculations; letters to the court; letters to you), confirming to you once proceedings are issued and advising date for response, seeking instructions to enter judgment. The fixed fee includes up to three letters chasing the court for a response.

Our legal fees are: £500.00 + VAT

Fast Track and Multi-Track claims (value more than £10,000) – these claims are more complex than those falling in the Small Claims Track, therefore the above work will be undertaken at an hourly rate of £255.00 – £280.00 + VAT. A fixed fee can be provided upon request following assessment of the work involved.

3. Request judgment if the debtor does not respond to the claim

This includes preparation of the request for judgment with updated interest calculation, letter to court advising you once judgment has been sent, advising you once judgement has been entered, seeking your instructions on enforcement action. The fixed fee includes two letters chasing the court for a response.

Our legal fees are: £250.00 + VAT

If the other party disputes your claim at any point, we will discuss any further work required and provide you with revised advice about costs which are likely to be on an hourly rate.

Our hourly rates are: £255.00 to £320.00 + VAT per hour

What is not included in the fees

Court fee: for claims up to £10,000.00 this fee is between £35.00 and £455.00; for claims over £10,000.00 the fee is 5% of the claim, including interest up to a maximum of £10,000.

If a debtor responds to a letter of claim disputing any part of it, the matter can no longer be dealt with as a fixed fee but will have to be dealt with on a time spent basis at the rate.

Our hourly rates are: £255.00 to £320.00 + VAT per hour

Similarly, once the claim is issued, if a defence or admission is filed the matter will have to be dealt with on a time spent basis as above.

There are occasions when a court does not respond promptly to paperwork sent to it. A certain number of chasing letters are included within the fixed price but on the rare occasion that is not sufficient, extra letters or phone calls will have to be charged on a time spent basis as above.

Once judgment has been entered enforcement action may be necessary. This is dealt with on a case by case basis and an appropriate enforcement method suggested. It may be possible to deal with this as a fixed fee but it may have to be charged on a time spent basis as above.


A letter before action gives a business debtor 21 days in which to respond and an individual 30 days to respond. Consumers have to be provided with additional documentation with the letter of claim including a response sheet and an income and expenditure questionnaire.

The courts have to deal with a large volume of paperwork and it may take up to six weeks for a claim to be issued. Thereafter a debtor has 14 days in which to respond to a claim. When judgment is requested it can take a further six weeks for this to be processed by the court.

For a debt owed by a business, where the debt is undefended and no defence is filed, Judgment could be obtained within 15 weeks of the date of the letter of claim, and for a debt owed by a consumer, 18 weeks. These timeframes are however dependent upon how long the court takes to deal with the issue of the claim and processing of any request for Judgment.

The team’s experience

The team has a wealth of experience, over 40 years, in delivering a high quality debt recovery service. Please contact the Dispute Resolution Team for further information if you need help recovering debt.

Contact Us

For further information on how we can help you, or your business, please call our switchboard on 01733 882 800 or email us at [email protected].

Legal 500 Leading Firm Hunt & Coombs received Investors in the Environment Green accreditation again

Hunt & Coombs LLP is a Limited Liability Partnership registered in England and Wales, Registration no. OC320243, VAT no. 120013160. Hunt & Coombs LLP is authorised and regulated by the Solicitors Regulation Authority with Registration no. 443035. A list of members is available at 35 Thorpe Road, Peterborough PE3 6AG.
© Hunt & Coombs Solicitors 2023.

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